Portland, United States – August 19, 2019 / Effective Web Solutions /
Here is a 12-point checklist on what to expect.
Lenders use credit, or FICO, scores as one factor to determine how much interest they charge borrowers.
An agent can refer lenders, appraisers, title companies and, of course, buyers. Make note of their sales track record, how many houses they can show each week (some agents are overscheduled), and how they’ll handle multiple offers.
Have the prequalification letter in hand as proof of a loan when you place an offer on a house.
- Make time for open houses
Keep options open when looking at bedrooms, bathrooms, and square footage.
Consult with a real estate agent and the homeowner on the price of extras, like appliances and other goodies.
- Interview the home inspector
Make sure the inspector is bonded or insured, ask for referrals, find out what the inspection includes and whether they have any specialties (such as chimney or HVAC expertise).
- Review any home inspection report carefully
Big-ticket items like roofs, HVAC systems, and structural integrity, are things to look at carefully.
Major issues that will likely need to be dealt with before a lender will honor a home loan, such as structural problems and building code violations.
The final walkthrough to look over repairs the owner agreed to make, post-inspection report.
This includes the signings of a variety of legal documents, payment of all of the closing costs and escrow fees.
Paris Group Realty can help anyone find homes for sale in Portland Oregon. By following this checklist home buyers can feel at ease, call them today (503) 926-5213.
Contact Information:
Paris Group Realty
5214 N maryland Ave
Portland, OR 97217
United States
Claire Paris
(503) 926-5213